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Suraksha Score Quiz

6 quick questions. Get your Family Protection Score out of 100 and discover your top 3 coverage gaps.

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What Is the Suraksha Score Quiz?

The Suraksha Score Quiz is a 6-question assessment that scores your family's overall financial protection out of 100 — covering life insurance, health cover, critical illness protection, retirement planning, asset insurance, and how recently your policies were reviewed.

Why It's Important

Most families have some insurance — but rarely know if it's actually enough, or where the biggest gaps are. In just a couple of minutes, this quiz gives you a single, easy-to-understand score and highlights your top coverage gaps, so you know exactly what to fix first instead of guessing.

Example: A salaried professional with only an employer health policy and no term insurance might score 35/100 — "Significantly Underinsured" — with term cover flagged as the #1 priority gap to close immediately.
Suraksha Score Quiz
6 quick questions. Get your Family Protection Score out of 100 and discover your top 3 coverage gaps.
Question 1 of 6 — Life Protection
Do you have a term insurance policy?
Pure term cover is the most critical protection any earning member needs.
Yes — with cover above 10× my annual income
Yes — but cover is less than 10× my annual income
I have traditional / endowment plan only (no pure term)
No life insurance at all
Question 2 of 6 — Health Cover
What is your family's total health insurance cover?
₹5L is considered the minimum — but today's medical costs need much more.
₹25L or more (floater + super top-up)
₹10L – ₹25L
₹5L or less
Only employer cover (no personal policy)
Question 3 of 6 — Critical Illness
Do you have critical illness coverage?
1 in 3 Indians face a critical illness before age 65. Health insurance alone doesn't cover income loss.
Yes — standalone CI policy with ₹25L+ cover
Yes — CI rider attached to my life/health policy
No critical illness coverage at all
Question 4 of 6 — Retirement Planning
Are you contributing to NPS or any retirement corpus?
Starting at 25 vs 35 can double your retirement corpus due to compounding.
Yes — NPS active with consistent monthly contributions
Yes — EPF/PPF only (no NPS)
Irregular contributions / just started
No retirement planning at all
Question 5 of 6 — Asset Protection
Are your home and vehicle adequately insured?
Most Indian homes are completely uninsured. Zero-dep vehicle cover prevents large out-of-pocket claims.
Yes — home insurance + comprehensive vehicle with zero-dep
Vehicle insured but no home insurance
Only third-party vehicle (no own damage cover)
No asset insurance at all
Question 6 of 6 — Audit & Review
When did you last review your insurance policies?
Your insurance needs change with salary hikes, new family members, home loans, and business growth.
In the last 12 months — with a professional advisor
1–3 years ago
More than 3 years ago
Never reviewed — bought and forgot
Almost There
Where should we send your Suraksha Score?
Enter your details to instantly reveal your Family Protection Score and your top coverage gaps. We never spam — only genuine protection advice.