Suraksha Score Quiz | MeraSurakshaCover

What Is the Suraksha Score Quiz?

The Suraksha Score Quiz is a 6-question assessment that scores your family's overall financial protection out of 100, covering life insurance, health cover, critical illness protection, retirement planning, asset insurance, and how recently your policies were reviewed.

Why It's Important

Most families have some insurance, but rarely know if it's actually enough, or where the biggest gaps are. In just a couple of minutes, this quiz gives you a single, easy-to-understand score and highlights your top coverage gaps, so you know exactly what to fix first instead of guessing.

Example: A salaried professional with only an employer health policy and no term insurance might score 35/100, "Significantly Underinsured", with term cover flagged as the #1 priority gap to close immediately.

Suraksha Score Quiz

6 quick questions. Get your Family Protection Score out of 100 and discover your top 3 coverage gaps.

Question 1 of 6: Life Protection

Do you have a term insurance policy?

Pure term cover is the most critical protection any earning member needs.

Yes, with cover above 10× my annual income

Yes, but cover is less than 10× my annual income

I have traditional / endowment plan only (no pure term)

No life insurance at all

Question 2 of 6: Health Cover

What is your family's total health insurance cover?

₹5L is considered the minimum, but today's medical costs need much more.

₹25L or more (floater + super top-up)

₹10L – ₹25L

₹5L or less

Only employer cover (no personal policy)

Question 3 of 6: Critical Illness

Do you have critical illness coverage?

1 in 3 Indians face a critical illness before age 65. Health insurance alone doesn't cover income loss.

Yes, standalone CI policy with ₹25L+ cover

Yes, CI rider attached to my life/health policy

No critical illness coverage at all

Question 4 of 6: Retirement Planning

Are you contributing to NPS or any retirement corpus?

Starting at 25 vs 35 can double your retirement corpus due to compounding.

Yes, NPS active with consistent monthly contributions

Yes, EPF/PPF only (no NPS)

Irregular contributions / just started

No retirement planning at all

Question 5 of 6: Asset Protection

Are your home and vehicle adequately insured?

Most Indian homes are completely uninsured. Zero-dep vehicle cover prevents large out-of-pocket claims.

Yes, home insurance + comprehensive vehicle with zero-dep

Vehicle insured but no home insurance

Only third-party vehicle (no own damage cover)

No asset insurance at all

Question 6 of 6: Audit & Review

When did you last review your insurance policies?

Your insurance needs change with salary hikes, new family members, home loans, and business growth.

In the last 12 months, with a professional advisor

1–3 years ago

More than 3 years ago

Never reviewed, bought and forgot

Almost There

Where should we send your Suraksha Score?

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