All 5 insurance categories — Life, Health, Asset, Business, and Wealth — with product-wise details and expert guidance.
Income replacement for your family when you're not around. The most critical layer of protection for anyone with dependents. Everyone with a family must have this.
The purest form of life insurance. High cover at lowest premium. Your family gets the sum assured if you're not around during the policy term.
All protection benefits of term insurance + 100% premium returned at maturity if you survive the policy term. Best of both worlds.
Lump-sum payout on diagnosis of 30+ critical illnesses including cancer, heart attack, stroke, kidney failure. Covers income loss during treatment.
Covers accidental death, permanent disability, and partial disability. Very affordable annual premium — critical for every income earner.
Early and major stage cancer coverage with staged payouts. Covers diagnosis, surgery, chemotherapy costs and income replacement throughout treatment.
Specific cardiac care insurance covering heart attacks, bypass surgery, angioplasty, and related procedures. Pays lump sum on diagnosis.
Medical costs in India are rising 15% annually. A single hospitalization can wipe out years of savings. Right health cover is not optional — it's essential.
Standalone cover for one person. Best for young singles or professionals needing dedicated cover separate from employer's group policy.
One sum insured shared across the entire family. Cost-effective for nuclear families. Choose ₹10L–₹25L as base cover minimum.
Specialized plans for those 60+ years. Pre-existing disease coverage, day-care procedures, OPD benefits. Don't add parents to your floater.
Boost your total health cover to ₹50L–₹1 Cr at fraction of base plan cost. Kicks in after your deductible amount is exhausted.
Covers pregnancy expenses, delivery costs, and newborn baby cover from day 1. Must be bought 2–3 years before planning pregnancy.
Fixed daily cash benefit for every day of hospitalization. Covers incidental expenses, food, transport, and lost income during hospital stay.
Covers outpatient doctor visits, diagnostic tests, medicines, and specialist consultations — not just hospitalization.
Global health protection for treatments abroad. Covers medical evacuation, overseas hospitalization, and specialist treatments not available in India.
Your car, home, jewellery, and belongings represent years of hard work. Protect them from accidents, theft, fire, and natural disasters.
Own damage + third-party liability. Covers accidents, fire, flood, theft, and natural calamities. Mandatory + essential comprehensive cover.
Comprehensive protection for your bike or scooter. Covers accidental damage, theft, fire, and third-party claims. Very affordable premium.
Get 100% claim without any depreciation deduction on parts. Essential for new cars — without this, you pay 20–50% from pocket on claims.
Covers engine damage due to water ingression and hydrostatic lock — common in flooded cities. Standard car insurance excludes this.
Covers the building structure against fire, earthquake, flood, storm, and natural disasters. Most Indian homeowners have NO home insurance.
Covers furniture, electronics, appliances, and valuables against theft, burglary, fire, and accidental damage. Equally important for renters.
Specialized cover for gold, diamonds, and precious stones against theft, loss, and accidental damage — whether at home or while wearing.
Domestic + international travel cover for medical emergencies, trip cancellation, lost baggage, passport loss, and flight delays.
Your business is your livelihood. Protect it from fire, theft, liability, cyber risks, and the loss of key people. Most Indian businesses are completely unprotected.
Comprehensive protection for retail shops and offices — stock, fixtures, building, and cash. Single policy covering multiple risks.
Covers business premises, stock, machinery against fire, explosion, lightning, and allied perils. Essential for warehouses, factories, and storage.
Covers loss of stock, cash, and assets due to theft, housebreaking, and burglary with visible signs of forcible entry.
Covers goods in transit by road, rail, air, or sea against damage, theft, and total loss. Essential for traders, importers, and exporters.
Protects against claims from clients for professional negligence, errors, and omissions in your work. Essential for service professionals.
Covers financial losses from data breaches, ransomware, cyber fraud, and business interruption due to cyber attacks. Rising risk for all businesses.
Life insurance on a key employee or partner whose loss would financially impact the business. Premium paid by business, benefit to company.
Protects company directors and officers from personal liability for decisions made in their professional capacity. Critical for corporate boards.
Provide health coverage to your employees as a benefit. Improves retention, morale, and qualifies for tax deductions. Available from 5 employees+.
Protection for your wealth and its transfer to the next generation. Long-term planning tools that combine protection with investment and legacy goals.
Unit-Linked Insurance Plans combining life insurance with market-linked investment. Recommended only when the client fully understands the charges and lock-in.
Government-backed retirement scheme offering market-linked growth, one of the lowest fund management costs available, and additional tax deduction up to ₹50,000 under Section 80CCD(1B).
Insurance-backed plans offering fixed, guaranteed returns at maturity. Safe, predictable income — ideal for risk-averse individuals wanting stability.
Goal-linked plans ensuring child's education fund is available even if something happens to the parent. Premium waiver benefit on parent's death.
Using high-value life insurance policies to ensure smooth, tax-efficient wealth transfer to next generation. Trust structures, nominations, and succession planning.
We review your existing covers before recommending anything new. No redundant policies.
We compare across all insurers and recommend the best-fit for your profile and budget.
We stand with you at claim time — from documentation to settlement. No abandonment after sale.
Life changes. We review your portfolio annually and update cover as your family and income grows.
30 minutes. No commitment. We'll map your gaps and build your Suraksha plan together.
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