Is your family's health cover sufficient for your city, family size, and age profile? Find out in 30 seconds.
The Health Cover Checker tells you whether your family's existing health insurance is actually adequate — based on your family size, the city you live in, the age of the eldest member, and any pre-existing conditions.
Medical inflation in India runs at roughly 12–15% every year, and treatment costs vary sharply between a metro hospital and a smaller town. A cover that felt sufficient five years ago may fall badly short today, especially for a serious illness or planned surgery.
A health insurance shortfall is one of the most common causes of financial stress in Indian families — a single hospitalisation can wipe out years of savings if the cover is too low. This tool benchmarks your current cover against what a family like yours realistically needs, and flags the gap so you can close it before you need to make a claim.
Enter your details to check if your health cover is adequate for your family.